Insurance, need it to go to work or go to work to pay for it???

Thers no getting out of it but we all have to have it!

personaly im not insured as of yet but i will be from next weekend altho not on my own car. its just a temporary messure so i can get to work etc.

my question to you all wether insured or not, who are you insured or hoping to be insured with? how old you are? what car you got? ncb? points etc?

i am 19
best quote so far : £1500 tpft
comuting/domestic and pleasure cover
1years ncb
1 non fault claim last year
1999 MK4 golf 1.4
Parked in a locked secure garage overknight
anual milage : 5k miles
occupation : trainee mechanic/student
location : central grimsby/cleethorpes

Let us know who is being given a raw deal on the compulsory pain in the poket!!

Here's mine:

26 years old
No claims or points on licence
Student @ GIFHE
Location is Brookenby
Fully comp on both cars

1999 VW Passat
£500 - Churchill (with my missus as a named driver)
Social, domestic, pleasure and commuting + business use
4 years no claims
Unlimited mileage
Parked on road

1984 Audi Coupe
£130 - Lancaster (Classic car insurance)
Social, domestic, pleasure and commuting
Limited mileage of 3k
Parked on driveway

18, just got to bout a year of driving
'89 1.6 driver
1 years no claims + 1 years no claims on bike ( no idea if this counts or not )
garaged overnight, and immobiliser ( even though it doesnt work lol )
anual milage same at 5k miles
occupation - student
location :cleethorpes, not far from the wellow
best quote i got was £3900 , had to go on dads which is £1100 or no golf pretty much, only £200 less for me on a 1.3

I am 61
best quote so far : 50p
comuting/domestic and pleasure cover
29 years ncb
Turb 16v mk2 gti
Parked in a locked secure garage overnight
anual milage : 1k miles
occupation : doctor
location : caistor

20
green sabre insurance
nyrs ncb
one accident last year
all mods declaired, part from engine
2000 pound fully comp
located in northcoates
garaged
10k

21
best quote so far : £1300 fc
comuting/domestic and pleasure cover
0 years ncb,
2 years driving
no accidents or points
1995 Polo 1.3
Parked on the drive day and night
anual milage : 10k miles
occupation : Baker
location : Louth

32, brigg. Unlimitted mileage, fully comp on any vehicle (trade policy) 10 years no claims. 750

I think the golf on its own would be around 300

lewis1641 wrote:32, brigg. Unlimitted mileage, fully comp on any vehicle (trade policy) 10 years no claims. 750

I think the golf on its own would be around 300

How does one get trade insurance? Me want!

can get it if you work at a garage and they put you on it, or any job related to driving different vehicles. think thats the only way to be honest

29
Louth
Fully Comp
11 years no claims
Section 51 speeding (5 points, points clear in May)
Student/Tech VW World Louth
Parked on private road and parking spot
Unlimited milage

£345

DubaHolic wrote:29
Louth
Fully Comp
11 years no claims
Section 51 speeding (5 points, points clear in May)
Student/Tech VW World Louth
Parked on private road and parking spot
Unlimited milage

£345

that int bad do they no bout the g60?

Yeah thats a good price, even better if they do know about it.

No they dont know about the g60 however i did put an insurance quote in for a g60 corrado and it only went up by £35 so i think i am going to declair it in the summer? Thats price is with the standard immobilisor too, it will go down when i fit my new alarm system to £290

mine didnt change on my policy with or without alarm

well mine does, once it is installed i get it test by a garage to say it is all fine and then i send them the certificate and thats it it goes down.

some prity diecent quotes out there, wanted a general idea of what was being payd. just bin searching the net and cheapest so far on my own is £2080 paying monthly 3pft and works out 150/160 each month with a deposit of 350

Im tempted but still feel its realy high, the total premium is just under what id get in wages each year

24 years old
mrs as named driver
fully comp
5yrs no claims
3 points
all mods declared
unlimited mileage
parked on drive
with HIC
£490

29
Mk3 Golf 1.8 Driver
Mods declared
Kept on drive over night
Mechanical Engineer
6k miles a year

Erm 3 bans
Just finished last one and having to retake my test so got a quote recently saying i had just passed again etc

£1895TPFT

God knows what it will be with the VR6S in it.

However it was nearly £2800 fully comp on a Nissan 300zx 3.0v6 twinturbo with 612bhp @the back wheels and all mods declared,so high insurance is nothing new for me.

I will be a good boy now though honest

Lowlifedubber wrote:29
Mk3 Golf 1.8 Driver
Mods declared
Kept on drive over night
Mechanical Engineer
6k miles a year

Erm 3 bans
Just finished last one and having to retake my test so got a quote recently saying i had just passed again etc

£1895TPFT

God knows what it will be with the VR6S in it.

However it was nearly £2800 fully comp on a Nissan 300zx 3.0v6 twinturbo with 612bhp @the back wheels and all mods declared,so high insurance is nothing new for me.

I will be a good boy now though honest

Yeah yeah what ever iv heard it all now. You need to have a look on ebay at the mo, there is a supercharger for a mk3 at the mo for sale, will try and find it and pm you.

Will send you the build pics of the car after the weekend.Oh and the dyno print out.

You must hurry with the supercharger link please.

All i can see is this http://cgi.ebay.co.uk/VW-VR6-TURBO-VRT-ROTREX-SUPERCHARGER-READY-ENGINE-/140512222065?pt=UK_CarsParts_Vehicles_CarParts_SM&hash=item20b72e5b71

Which isnt at a bad price atm but i want to do it with pistons and not a pikey gasket

22 years old
Female
Adrian Flux
Audi A3 1.8T
5 years no claims
No points, No Accidents
£500

I also asked for a quote on the A3 with coilovers and wheels and it didnt change.
This was the same price as I paid for the Ibiza with wheels and suspension declared.